Investment advisory services offered through Sharma Associates, Inc.
Securities offered through Resource Horizon Group, L.L.C., Member FINRA,SIPC
1350 Church Street Ext. NE3rd. Floor, Marrietta, GA Phone: 770-319-1970
Sharma Associates, Inc. and Resource Horizons Group, L.L.C. are not affiliated.

A Voice of Reason in Unreasonable Times

Sharma Associates, Inc. is a Registered Investment Advisory Company, provides Comprehensive Financial Planning services without any conflict of interest, can be a reliable long-term partner to help you to manage all your wealth and financial life planning needs.
Specializes in Retirement Income Planning, IRA and Roth IRAs.
Access to best-in-class subject matter experts accountable to make sure you get best advice to get your entire financial house in order and keep it that way  …. forever.

• Are you completely happy and comfortable with the financial advice you have been getting over the last few years?
• Can you see the wisdom of at least seeking a second opinion at this time?
• Do you know exactly how much money you will need to retire comfortably and     remain comfortably retired?
• Would you like to sit with me to help you to figure this out, understanding that there is no cost or obligation to you?    Call or email me for appointment.

Create and manage investments in customized model portfolios based on risk tolerance and time horizon, on fee basis utilizing exchange-traded funds (ETFs).

Exchange Traded Funds are an intriguing alternative to garden-variety mutual funds.  ETFs offer comparably lower costs, higher tax efficiency, better transparency and intra-day liquidity, instant diversification, trading flexibility, access to hard-to-reach markets, and administrative ease to name a few advantages.

Model Portfolios are based on Core and Explore Investment Strategy:

Model Portfolios:
Aggressive Growth: 90 % Equities / 10% Fixed Income ETFs.
Moderate Growth: 70% Equities / 30% Fixed Income ETFs.
Balanced Portfolio: 50% Equities / 50% Fixed Income ETFs.
Conservative Portfolio: 30% Equities / 70% Fixed Income.

Comprehensive Financial Life Planning services Include:

1. Investing for retiremen.
2. College Education for children.
3. Risk Protection Strategies, Life, Disability and Long term care Insurance.
4. Notary and Income Tax related services.
5. Guaranteed income for life with growth and risk protection through Annuities offered by insurance companies. 
   Certainty of income is very important for the peace of mind especially during retirement.

HANS R. SHARMA, MBA, CFP is licensed in Series 7, 24 and registered in CALIFORNIA, DELAWARE, INDIANA, MARYLAND, NEW JERSEY, NEW YORK, NORTH DAKOTA, PENSYLVANIA, VIRGINIA and WASHINGTON

 Vision . Mission . Values

If vision is the head and mission is the heart, values are the souls.

Values: To achieve our mission and realize our vision. We live by our values:

The highest compliment we can receive from a client is the referral of a friend or a relative.

•INTEGRITY  •FAIRNESS   •CONFIDENTIALITY
•COMPETENCE  •RESPECT FOR PEOPLE